Interviews with Insurance Companies
The specialist insurance company interview solicitors at DPP Law have over 30 years worth of experience in legal representation for interviews that form part of a wider fraud investigation by an insurance company.
We are aware that there are many reasons why you might be invited to an interview with an insurance company, and can help you to go through your records of any claims or schedules, enabling you to answer any insurance interview questions in a way that proves you are innocent of fraud.
We can attend your interview alongside you to provide legal aid and support throughout. We’ll advise you throughout any investigation and, if you are prosecuted, our experts will help you to build a strong defence and represent you in a court of law.
If you are interviewed as part of an investigation by an insurance company, it is likely because something has been flagged up on your insurer’s system regarding details of a recent claim that appears to be incorrect – however, there are other possible reasons besides. You may also be made the subject of an investigation if you are suspected of:
- Insurance fraud or scamming
- Failure to report an accident
- Failure to report a change in circumstances that will affect your premiums
- Providing false documentation or making a false report
You may not always be told why your affairs are being looked into, so seeking help from insurance company interview solicitors may be a vital step towards understanding everything a little better.
It will also enable you to be more informed of the questions you may be asked and the information your insurers may be looking to gain. Finally, it will provide you with high quality legal representation for interviews.
Remember, it is never a good idea to attend on your own, as the investigators in attendance may make attempts to trip you up and trap you into incriminating yourself.
Frequently Asked Questions
What type of questions will I be asked?
Insurance interview questions will focus on the details of certain claims you have made in the past, any of your own personal circumstances that may have an impact on your premiums and information you gave either when setting up your insurance or when making an insurance claim.
The Association of British Insurers also say that interviews are used to “evaluate behavioural traits displayed by the interviewee”.
It’s a good idea to talk through the potential questions you may be asked with your insurance company interview solicitors, to enable you to answer them in a confident manner.
How should I answer insurance interview questions?
You can discuss answers to possible interview questions with your insurance company interview solicitors before you attend the interview.
Once in the room, you need to be sure that if you decide to answer any questions, you do so in a way that is confident, clear and fully informed. Guessing, providing partial answers or making things up will only serve to strengthen the case against you.
You will be read a caution explaining that you have the right to remain silent in response to any questions you may not wish to answer, but if you are later required to appear in court, you may be asked why you originally refused to answer.
What should I do if I’ve been invited to an interview with an insurance company?
Your first step after receiving an insurance interview letter should be to seek out specialist legal representation for interviews. Having the benefit of a solicitor’s advice and presence throughout your experience will enable you to work more effectively with investigators and give the full information they require.
You should also seek out any paperwork and other evidence related to your claim should you be required to provide it.
Contact the insurance company interview solicitors at DPP Law as soon as you receive an invitation to an insurance interview. We’ll advise you on the best course of action and support you throughout the meeting.