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Driving without Insurance

Have you been accused or charged with driving without insurance?

If you drive without insurance you are running the risk of being fined, being disqualified from driving completely, or having the vehicle you were driving seized.

If you have been accused or charged with driving without insurance and would like to challenge the decision, DPP Law can help.

How can DPP Law help?

Our solicitors can advise how to approach the charge and what the potential consequences will be of your particular case. Penalties range between an unlimited fine and being disqualified from driving. Situations where we can help include:

  • If you have been caught driving your own vehicle uninsured
  • If you have been caught driving someone else’s vehicle and are not insured to do so
  • If you are driving a particular type of vehicle that you aren’t insured to drive (a motorbike or HGV)

While it is referred to as an ‘absolute offence’ since there should be no excuse for not having car insurance, there are still mitigating circumstances that can be considered.

You will never be able to defend your position based on ignorance, but there are situations such as your insurance company cancelling your policy without you knowing or complications in your vehicle being covered by a company policy that may be considered.

Fundamentally, if you can prove that the vehicle was covered by insurance at the time of the offence then it is likely you will avoid any penalty.

What is the maximum fine for driving without insurance?

As an uninsured driver you can face a fixed penalty of £300 and 6 points on your licence. However, depending on the severity of the incident and if you have been convicted before, you might face a fine of up to £5,000 or the case may even go to court.

If the case goes to court you may face an unlimited fine and a possible permanent disqualification from driving.

If any of the above situations apply to you, it’s worth speaking to the solicitors at DPP Law to get some relevant legal advice prior to standing trial.

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